Arizona Auto Insurance Quote – What Does No Fault Insurance Really Mean?

Do you actually know what a real no-fault auto insurance policy is?

“No-fault” insurance is the medical coverage that you are required by state law to have on your car insurance. Keep in mind that not all states require this, though most insurance companies will try to sell it to you even though you may not be required to have it. The “no-fault” part comes from the fact that even though someone, say, plowed into the rear of your car while you were stopped, your own insurance carrier must pay for the hospital costs, rehab services or ambulance costs.

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Many people who live in “no-fault” states tend to believe that they can stop their carrier from paying their bills to avoid their rates going up. This isn’t the case and is not true. Similar to workers comp, the first-party carrier must pay it. Also, many people who live in a “no-fault” state usually think that this has something to do with physical damage to a vehicle and liability and that is not true. Remember, “No-fault” only relates to the medical coverage and nothing else.

If someone does hit your vehicle and it’s other person’s fault, he or she is still legally liable to pay for the damages to your car.

Affordable Arizona Car Insurance Rates

You can get up to 5 competitive quotes online and view multiple Arizona car insurance rates

One of the best ways to get affordable auto insurance quotes in Arizona is to go to a free insurance quote website. There you can get competitive price quotes from up to 5 auto insurance providers so you can compare plans and prices. After you have your quotes, you need to look closely at the policies and decide which one may be the best one for you. The best part is that you don’t have to talk to someone on the phone when getting quotes online.